Advisor Actions / Responsibilities

Financial Planning Sequence

Client Actions / Responsibilities
When you contact us, we will schedule a complimentary Get-Acquainted Meeting. It will be a time for you to learn about us, and for us to find out about your financial concerns. We will email you a Welcome Kit to help you learn more.

Step 1:
Pursestrings Outreach Or Initial Inquiry

 You review our Welcome Kit, complete the financial and risk tolerance questionnaires before proceeding to Step 2. If we have your financial documents we should be able to give you a quote.
The Get Acquainted Meeting, in person, by telephone or via Zoom.us, is an opportunity for us to exchange information about your needs and objectives, and further discuss if our services are right for you. We will also provide an estimated fee quote.

Step 2:
Get Acquainted Meeting Or Teleconference

 When you decide to engage our services, you will sign the Fee Engagement Agreement. One-half of the estimated fee is due at this time. We will schedule a Step 6 meeting.
When we receive your information, we begin to review and develop your financial plan. We prepare initial reports to discuss at our Step 4 Meeting (if needed).

Step 3:
Data Gathering and Initial Preparation

 If you have not done so already, gather the data requested, and complete the financial planning and risk tolerance questionnaires. You may deliver, mail, email or create a shared DropBox or Google Folder to provide this information to us. Once received, we’ll schedule a Step 4 Meeting (if needed).
In this interactive meeting we discuss and clarify the information you have provided thus far. We continue to refine your financial goals and objectives.

Step 4:
Interactive Goal Setting Meeting Or Teleconference
(if needed)

 In this Interactive Goal Setting Meeting, you have another opportunity to clarify your current situation, financial goals and objectives. Bring any additional questions or concerns you may have.
We work with the information you provided and run different scenarios, as applicable. We conclude our research and analysis, and produce final reports for your personal financial plan. We also add our observations and recommendations to the plan.

Step 5:
Analysis and Plan Formulation

 If not already on the calendar, you simply schedule our next meeting, generally about two to three weeks after you have provided us with all the necessary documents. The ball is in our court in the interim.
We present and review your personal financial plan. We discuss all reports and provide you with a written summary of our observations and specific recommendations.

Step 6:
Presentation of Your Financial Plan

 Congratulations! At this point you will hold a personalized blueprint, custom designed to meet your financial goals. Full payment of the balance for actual fees incurred is due at the conclusion of our plan presentation meeting.
Plan implementation and follow up depends upon which service option is appropriate for your needs. We discuss the pros and cons of each service option, including fee structures.

Step 7:
Plan Implementation And Follow Up

 Proper implementation is crucial to reaching your financial goals. Whether you now implement and monitor the plan yourself, or retain us to provide a portion or all of these services for you, we urge prompt action.