Advisor Actions / Responsibilities

Financial Planning Sequence

Client Actions / Responsibilities

When you contact us, we’ll provide a brief description of our services, philosophies, methodology and fee structures. We’ll direct you to our web site or mail you an introductory packet to help you learn more.

Step 1:
Pursestrings Outreach Or Initial Inquiry

If our services appear to fit your needs, we’ll schedule a “Get Acquainted Meeting” (either in person or by telephone). You review our introductory materials, complete the financial planning and risk tolerance questionnaires before proceeding to Step 2.
The Get Acquainted Meeting, in person or by telephone, is an opportunity for us to exchange information about your needs and objectives, and further discuss which of our services are right for you. We will also provide an estimated fee quote.

Step 2:
Get Acquainted Meeting Or Teleconference

When you decide to engage our services, we will give you a list of additional data or information, which we will need to begin formulating your financial plan. The lesser of one-half of the estimated fee or $500 is due at the time of this engagement.
When we receive your information, we begin to review and develop your financial plan. We prepare initial reports to discuss at our Step 4 Meeting.

Step 3:
Data Gathering and Initial Preparation

If you have not done so already, gather the data requested, and complete the financial planning and risk tolerance questionnaires. You may fax or mail this information to us before our next meeting. Once received, we’ll schedule a Step 4 Meeting (if needed).
In this interactive meeting we discuss and clarify the information you have provided thus far. We continue to refine your financial goals and objectives.

Step 4:
Interactive Goal Setting Meeting Or Teleconference
(if needed)

In this Interactive Goal Setting Meeting, you have another opportunity to clarify your current situation, financial goals and objectives. Come with any additional questions or concerns you may have.
We work with the information you provided and run different scenarios, as applicable. We then conclude our research and analysis, and produce final reports for your personal financial plan. We also add our observations and recommendations to the plan.

Step 5:
Analysis and Plan Formulation

As we move into Step 5, you simply schedule a meeting or teleconference 1 to 2 weeks after our Step 4 meeting. The ball is in our court in the interim.
We present and review your personal financial plan. We discuss all reports and provide you with a written summary of our observations and specific recommendations.

Step 6:
Presentation of Your Financial Plan

Congratulations! At this point you will hold a personalized blueprint, custom designed to meet your financial goals. Full payment of the balance for actual fees incurred is due at the conclusion of our plan presentation meeting.
Plan implementation and follow up depends upon which service option is appropriate for your needs. At the conclusion of your plan presentation, we discuss the pros and cons of each service option, including fee structures.

Step 7:
Plan Implementation And Follow Up

Proper implementation is crucial to reaching your financial goals. Whether you now implement and monitor the plan yourself, or retain us to provide a portion or all of these services for you, we urge prompt action.